58. Facilitating Wealth Conversations Between Parents and Children with Kevin Janiec Artwork

Planning & Beyond® - Where financial planning meets human understanding

Planning & Beyond® is for financial advisors who want to go beyond the numbers and build deeper, more trusted client relationships.

Hosted by Ashley Quamme, a licensed therapist and financial behavior specialist, this podcast helps advisors better understand the psychology, emotions, and behaviors that shape client conversations.

Each episode offers practical strategies you can apply in discovery meetings, prospect conversations, difficult money discussions, and major life transition planning. Through conversations with experts in behavioral finance, financial psychology, and financial therapy, Ashley explores how advisors can strengthen communication, navigate emotional moments, build trust, and support clients with more confidence.

If you want to improve the way you connect with clients, ask better questions, and bring more empathy and clarity into your planning process, Planning & Beyond® will help you sharpen the human side of your advisory work.

Topics include:

Mastering discovery and prospect meetings
Navigating difficult money conversations
Understanding client psychology
Building trust and deepening client relationships
Managing emotional client situations
Improving advisor-client communication
Applying behavioral finance strategies
Supporting clients through life transitions

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Planning & Beyond® - Where financial planning meets human understanding

58. Facilitating Wealth Conversations Between Parents and Children with Kevin Janiec

August 06, 2026 • Ashley Quamme

0:00 | 37:39

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What happens when parents want to help their adult children financially, but no one knows how to start the conversation?

In this episode of Planning & Beyond®, Ashley talks with Kevin Janiec, CFP®, MBA, Partner & Wealth Advisor at Financial Coach & New Wealth Project, about how advisors can help families talk through wealth, values, and legacy across generations.

Kevin works with retirees who are thinking about how and when to share wealth with their children, as well as mid-career professionals who may be receiving gifts or preparing for a future inheritance. In those conversations, money is rarely just about money. It often brings up pride, uncertainty, responsibility, family values, and the desire to help without enabling.

Ashley and Kevin discuss the questions he uses to help families move into these conversations with more clarity and care. They talk about how advisors can help clients name the values they want to pass down, celebrate what they are proud of, explore what support could make a meaningful difference, and create next steps that feel intentional instead of awkward.

Episode Highlights:

How advisors can help families talk about wealth across generations
Why retirees may hesitate to gift money earlier
How adult children can receive support while still making their own choices
The emotions that can come up around family giving, inheritance, and legacy
Five questions Kevin uses to guide values-based wealth conversations
Why advisors need to be thoughtful when bringing multiple generations together
How small, intentional gifts can create meaningful change for a family

RESOURCES AND GUEST INFORMATION

About the Guest

Kevin Janiec, CFP®, MBA, is a Partner & Wealth Advisor at Financial Coach & New Wealth Project. He helps retirees and mid-career professionals make thoughtful financial decisions around retirement, family giving, wealth transfer, and values-based planning.

Kevin’s work often brings him into conversations between generations, where he helps families think through how to share financial resources, preserve important values, and make choices that support both today’s needs and tomorrow’s legacy.

Connect with Kevin Janiec: